Welcome to PeraMoo. By accessing and using this website, you agree to comply with and be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue the use of our website and services.

PeraMoo is owned and operated by PeraMoo Financial Company and serves as a platform that provides loan information, comparisons, reviews, and financial-related content to help users make informed decisions.

Services Provided

Pera Moo offers information about loan products, lending partners, financial services, and related content available in the Philippines. We aim to provide accurate and up-to-date information; however, we do not guarantee the completeness, accuracy, or availability of any information displayed on the platform.

No Lending Services

PeraMoo is not a lender, financial institution, bank, or credit provider. We do not issue loans, approve loan applications, determine loan eligibility, or disburse funds.

All loan applications, approvals, interest rates, repayment terms, and lending decisions are solely handled by third-party lending partners.

User Responsibilities

By using our website, you agree to:

  • Provide accurate information when interacting with our services.
  • Use the website only for lawful purposes.
  • Not attempt to interfere with the operation or security of the platform.
  • Not copy, distribute, or misuse content published on the website without authorization.

Third-Party Services

Our website may contain links, advertisements, or references to third-party websites and services. PeraMoo is not responsible for the content, privacy practices, products, or services provided by third parties.

Users should carefully review the terms and policies of any third-party service before engaging with them.

Limitation of Liability

PeraMoo shall not be liable for any direct, indirect, incidental, or consequential losses arising from:

  • The use of or inability to use the website
  • Loan application outcomes
  • Decisions made based on information published on the platform
  • Errors, interruptions, or temporary unavailability of services

Users are responsible for evaluating loan products and financial decisions before entering into agreements with any lender.

Intellectual Property

All content, trademarks, logos, text, graphics, and materials displayed on PeraMoo are protected by applicable intellectual property laws and may not be copied, reproduced, or distributed without prior written permission.

Changes to These Terms

PeraMoo reserves the right to modify or update these Terms of Use at any time without prior notice. Continued use of the website after changes have been posted constitutes acceptance of the updated terms.

Thank you for using PeraMoo App. We are committed to continuously improving our platform and providing users with transparent, helpful, and reliable financial information.